Bank Account for Ecuadorians Abroad: Open it from the United States

Open your bank account online and stay close to home. Send money to Ecuador, make transfers, pay bills or credit cards, and much more.

Bank Account in Ecuador form the United States

Overview

A bank account with endless possibilities

Transfer your money, keep it safe, or access it whenever you need.
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    Open your account online with no initial deposit.

    No initial deposit

    Open your account online with no initial deposit.

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    Send money to Ecuador: Get your money in Ecuador right away.

    Send money to Ecuador

    Get your money in Ecuador right away.

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    Do it all in your app: transfer money, pay bills and more.

    Do it all in your app

    Transfer money, pay bills and more.

Download the app and start using it quickly and safely.

Benefits

Discover what you can do with your bank account in Ecuador

Access your money when you need it, whenever and however you want.
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    Transfer money quickly to your contacts in Ecuador.

    Transfer money quickly to your contacts in Ecuador.

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    Find the way to grow your money however you prefer.

    Find the way to grow your money however you prefer.

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    Manage your money wherever you are.

    Manage your money wherever you are.

Requirements

Consider before applying

  • Currently living in USA.
  • Hold Ecuadorian nationality. / Be an Ecuadorian citizen
  • Be over 18 years old.
  • Have an Ecuadorian identity card.
  • Have a mobile device with a camera for facial recognition access.

Features

Your money, available whenever you need it

  • Send money to your account in Ecuador from the USA.
  • Open your account for free.
  • Get your debit card and enjoy its benefits.
  • Manage your account through Mobile Banking App and Web Banking.
  • Make transfers to accounts in Ecuador.
  • Pay your own and third-party credit cards.
  • Pay for more than 3.000 public and private services in Ecuador, such as IESS, SRI, municipalities, vehicle registration, education, basic services, and more, through your digital channels.

Frequently Asked Questions

It is a transactional account for Ecuadorians living in the USA that lets you transfer money, pay for services, and pay credit cards just like you would in Ecuador.

You can easily and quickly open the Account for Ecuadorians Abroad from Banco Pichincha using a cell phone or computer with a camera. You'll need to have your Ecuadorian identity card (cards issued since 2009) on hand, as you'll be asked for your identification number and fingerprint code. You can find your fingerprint code on the back of your identity card, in the upper right corner.

Opening your Account for Ecuadorians Abroad has no cost.

Yes, you can open your account from anywhere in the USA. Remember that we will ask for your home address to send your debit card.

Once opened, your account will be active immediately.

Once you have created your Account for Ecuadorians Abroad, we will send your account number and contracts to your registered email. Your account number will always be available in your digital channels.

To start transferring to your contacts or making payments from your account, you first need to deposit money into your Account for Ecuadorians Abroad. You can do this digitally or in person:

Digital:

  • Register on our Mobile Banking app.
  • Go to the “Solicitar dinero” option and follow the on-screen steps to generate a payment link.
  • Access the payment link and complete the details using your U.S. debit card.

In Person:

  • Visit your preferred money transfer location:
  • USA: Intermex, La Nacional, Remitly, Xoom - PayPal, Viamericas, Dolex, RIA, Western Union.
  • Spain: Pichincha Envíos, Western Union.
  • Request the transfer to Banco Pichincha in Ecuador and receive your money within minutes.

Access to your account is exclusively through your digital channels, so it is for your use only. Sharing your bank account with others can have serious consequences and could link you to illicit activities.

Yes, as part of Banco Pichincha, you will be able to access savings products with daily interest payments.

No, you can open your account without needing to purchase insurance.